Fintech

Smart, Secure, and Scalable Fintech Solutions

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Problems in the FinTech Sector

The FinTech sector, aiming to revolutionise wealth management and financial services, encounters several challenges hindering its progress. Key issues include.

Lack of Personalization

Many FinTech platforms struggle to deliver personalized financial advice and services tailored to individual client needs and goals. This limitation inhibits client engagement and satisfaction, as users seek customized solutions aligned with their unique financial situations

Data Fragmentation and Integration

FinTech solutions often grapple with fragmented data sources, including bank accounts, investment portfolios, and retirement accounts. Integrating and aggregating these disparate data sets presents technical challenges, hindering the development of holistic financial management tools and insights.

Complexity and Accessibility

The complexity of financial products and services can deter individuals from actively managing their wealth and investments. Moreover, some FinTech platforms may lack user-friendly interfaces and educational resources, limiting accessibility for less financially savvy users.

Limited Investment Options

While FinTech platforms offer access to a range of investment products and strategies, users may face limitations in diversifying their portfolios or accessing alternative investments. This restriction hampers investors’ ability to optimize risk-adjusted returns and achieve their long-term financial goals.

How Rubix solves them

Rubix addresses the challenges faced by both investors and financial institutions while providing personalized, secure, and accessible wealth management tools. Here’s how Rubix based solutions can revolutionize FinTech.

  • Next Gen personalization services

    Rubix stack based dAPPs can enable Autonomous Economic Agents ( AEA) offer tokenized services ( leveraging latest Generative AI and machine learning advances) that deliver personalized financial insights and recommendations tailored to each user's financial objectives, risk tolerance, and investment preferences.

  • Unified Data Aggregation and Integration

    Consumer centric insight aggregation and analytics service providers can offer PII protected unified data aggregation that consolidates financial information from various sources, including bank accounts, investment portfolios, and retirement accounts of users. This seamless integration would enable users to access comprehensive view of their financial assets and liabilities, facilitating holistic, fully self sovereign financial planning and analysis

  • User-Friendly Interface

    Rubix enables current Web2 apps to migrate to web3 without making any changes in the UI/UX. The Web Assembly compiler helps in easy code migration, with Rust/GoLang/C/c++ based smart contracts making for easy implementation and faster go to market.

  • Diverse Investment Opportunities

    Tokenization of assets - financial or physical is made easier and far cheaper on the object chain based Rubix architecture which can support unlimited auto syncing subnets with DID portability across. This would mean that with a single, self sovereign DID an investor can participate in multiple tokenized investment vehicles which suit her risk/return requirements.

  • Robust Security and Compliance Framework

    Rubix block chain and DID in conjunction with identity platform providers can enhance the authentication and access management systems of wealth tech providers.

The Rubix White paper

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Use Cases

Rubix powered, privacy preserving retail CBDC solution

Tokenisation on Rubix

Tokenized Banking

Digital Assets Exchange on Rubix

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